*{box-sizing:border-box}
:root{
  --bg:#07111f;
  --panel:#ffffff;
  --panel-2:#f8fafc;
  --ink:#0f172a;
  --muted:#64748b;
  --line:#e2e8f0;
  --blue:#0f4c81;
  --blue-2:#0b365c;
  --gold:#d4af37;
  --gold-2:#f6d365;
  --green:#16a34a;
  --red:#dc2626;
  --shadow:0 18px 60px rgba(2,6,23,.12);
}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;background:#eef3f8;color:var(--ink)}
.bank-bg{position:fixed;inset:0;z-index:-1;background:
  radial-gradient(circle at top left,rgba(15,76,129,.18),transparent 34%),
  linear-gradient(135deg,#f8fafc 0%,#edf4fb 45%,#e2e8f0 100%)}
.topbar{position:sticky;top:0;z-index:20;max-width:1240px;margin:14px auto;padding:14px 18px;border:1px solid rgba(255,255,255,.7);border-radius:24px;background:rgba(255,255,255,.86);backdrop-filter:blur(16px);box-shadow:var(--shadow);display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.brand-mark{width:48px;height:48px;border-radius:16px;background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;display:grid;place-items:center;font-weight:950;font-size:25px;box-shadow:0 12px 28px rgba(15,76,129,.25)}
.brand strong{display:block;font-size:18px}
.brand small{display:block;color:var(--muted);font-weight:700}
.nav{display:flex;flex-wrap:wrap;gap:8px;align-items:center}
.nav a,.btn-primary,.btn-secondary,.btn-success,button{border:0;border-radius:14px;padding:11px 15px;font-weight:900;text-decoration:none;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px;transition:.2s}
.nav a{background:#f1f5f9;color:#0f172a}
.nav a:hover,.nav .active{background:var(--blue);color:#fff}
.nav .logout{background:#fee2e2;color:#991b1b}
.container{max-width:1240px;margin:0 auto 34px;padding:0 18px}
.hero-card,.panel-card,.auth-card,.metric-card,.loan-card{background:rgba(255,255,255,.94);border:1px solid rgba(226,232,240,.9);border-radius:28px;box-shadow:var(--shadow)}
.hero-card{padding:28px;margin:18px 0;display:flex;justify-content:space-between;gap:20px;align-items:center;background:linear-gradient(135deg,#fff,#f8fafc)}
.bank-hero{background:linear-gradient(135deg,#ffffff 0%,#f7fbff 50%,#fff8df 100%)}
.hero-card h1{font-size:clamp(30px,4vw,52px);margin:4px 0 8px;letter-spacing:-.04em}
.hero-card p{color:var(--muted);margin:0;max-width:780px}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.18em;color:var(--blue);font-weight:950;margin:0 0 5px}
.hero-points{min-width:148px;padding:18px;border-radius:22px;background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;text-align:center}
.hero-points span{display:block;color:#dbeafe;font-size:13px;font-weight:800}
.hero-points strong{font-size:34px}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-bottom:18px}
.panel-card{padding:24px;margin-bottom:18px}
.gold-card{background:linear-gradient(135deg,#fff 0%,#fffdf4 100%);border-color:#fde68a}
.metric-card{padding:22px}
.metric-card span{display:block;color:var(--muted);font-size:13px;font-weight:800}
.metric-card strong{display:block;font-size:clamp(24px,3vw,36px);margin-top:6px;letter-spacing:-.03em}
.danger-metric{background:#fff7f7;border-color:#fecaca}
h1,h2,h3{margin-top:0}
h2{font-size:24px;letter-spacing:-.02em}
.stack{display:grid;gap:13px}
.form-grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}
label{display:grid;gap:7px;color:#334155;font-weight:850;font-size:14px}
input,select,textarea{width:100%;border:1px solid var(--line);border-radius:15px;padding:13px 14px;background:#fff;color:#0f172a;font:inherit;outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 4px rgba(15,76,129,.12)}
textarea{min-height:94px;resize:vertical}
.btn-primary,button{background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff}
.btn-primary:hover,button:hover{filter:brightness(1.08);transform:translateY(-1px)}
.btn-secondary{background:#edf2f7;color:#0f172a}
.btn-secondary:hover{background:#e2e8f0}
.btn-success{background:#dcfce7;color:#166534}
.btn-success:hover{background:#bbf7d0}
.danger-btn{background:#ef4444!important;color:#fff!important}
.actions-row{display:flex;flex-wrap:wrap;gap:10px}
.muted{color:var(--muted)}
.link{color:var(--blue);font-weight:900}
.alert{padding:14px 16px;border-radius:16px;margin:16px 0;font-weight:850}
.danger{background:#fee2e2;color:#991b1b;border:1px solid #fecaca}
.success{background:#dcfce7;color:#166534;border:1px solid #bbf7d0}
.auth-shell{min-height:calc(100vh - 140px);display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center}
.auth-info{padding:38px;border-radius:32px;color:#fff;background:linear-gradient(135deg,var(--blue),var(--blue-2));box-shadow:var(--shadow);position:relative;overflow:hidden}
.auth-info:after{content:"";position:absolute;right:-80px;bottom:-90px;width:280px;height:280px;border-radius:50%;background:rgba(212,175,55,.22)}
.brand-large{font-size:18px;font-weight:950;letter-spacing:.3em;color:var(--gold-2)}
.auth-info h1{font-size:clamp(34px,5vw,64px);line-height:.96;margin:18px 0}
.auth-info p{font-size:18px;color:#dbeafe;max-width:620px}
.secure-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.secure-row span{background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:9px 12px;font-weight:850}
.auth-card{padding:28px}
.calc-preview,.loan-detail-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:11px}
.calc-preview{margin:10px 0}
.calc-preview div,.loan-detail-grid div{background:#f8fafc;border:1px solid #e2e8f0;border-radius:18px;padding:14px}
.calc-preview span,.loan-detail-grid span{display:block;color:var(--muted);font-size:12px;font-weight:850;margin-bottom:6px}
.calc-preview strong,.loan-detail-grid b{font-size:20px;letter-spacing:-.03em;color:var(--ink)}
.hint-box,.warning{border-radius:18px;padding:14px;font-weight:850}
.hint-box{background:#fff7d6;border:1px solid #fde68a;color:#854d0e}
.warning{background:#fff1f2;border:1px solid #fecdd3;color:#9f1239;margin-top:12px}
.loan-list{display:grid;gap:16px}
.loan-card{padding:20px}
.loan-overdue{border-color:#fecaca;background:#fff7f7}
.loan-head{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:14px}
.loan-head h3{font-size:32px;margin:0;letter-spacing:-.04em}
.badge{display:inline-flex;border-radius:999px;padding:6px 10px;font-size:12px;font-weight:950}
.success-badge{background:#dcfce7;color:#166534}
.danger-badge{background:#fee2e2;color:#991b1b}
.neutral-badge{background:#f1f5f9;color:#334155}
.manage-box{margin-top:14px;border-top:1px solid var(--line);padding-top:14px}
.manage-box summary{cursor:pointer;font-weight:950;color:var(--blue)}
.manage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:14px 0}
.mini{display:grid;gap:8px}
.edit-loan-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;background:#f8fafc;border-radius:20px;padding:14px;margin-top:12px}
.table-wrap{overflow:auto;border-radius:18px;border:1px solid var(--line)}
table{width:100%;border-collapse:collapse;min-width:760px;background:#fff}
th,td{padding:13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
th{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);background:#f8fafc}
td a{color:var(--blue);font-weight:900}
.inline{display:flex;gap:8px;flex-wrap:wrap}
.rules-list p,.note{background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:12px;margin:8px 0}
.check{display:flex;align-items:center;gap:10px;background:#f8fafc;border-radius:14px;padding:12px}
.check input{width:auto}
footer{text-align:center;color:#64748b;padding:24px}
.section-head{display:flex;align-items:center;justify-content:space-between;gap:14px}
@media(max-width:980px){
  .auth-shell,.grid-2{grid-template-columns:1fr}
  .manage-grid,.edit-loan-grid{grid-template-columns:1fr}
  .hero-card,.loan-head{flex-direction:column}
  .hero-points{width:100%}
}
@media(max-width:720px){
  .topbar{position:relative;margin:8px;border-radius:18px;align-items:flex-start;flex-direction:column}
  .nav{width:100%;display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}
  .container{padding:0 10px}
  .panel-card,.auth-card,.hero-card,.loan-card{border-radius:20px;padding:17px}
  .form-grid-2,.grid-3{grid-template-columns:1fr}
  .auth-info{padding:24px;border-radius:24px}
  .loan-head h3{font-size:26px}
  table{font-size:13px}
}

.highlight-preview{background:linear-gradient(135deg,#0f4c81,#0b365c)!important;color:#fff!important}
.highlight-preview span{color:#dbeafe!important}
.highlight-preview strong{color:#fff!important;font-size:24px!important}
.formula-help{background:#eef6ff;border:1px solid #bfdbfe;color:#1e3a8a;border-radius:18px;padding:13px 14px;font-weight:900}
.password-form{display:grid;grid-template-columns:minmax(150px,1fr) auto;gap:8px}
.password-form input{min-width:150px}
@media(max-width:720px){.password-form{grid-template-columns:1fr}.table-wrap table{min-width:900px}}

.deposit-form{display:grid;grid-template-columns:minmax(180px,1fr) auto;gap:8px}
.deposit-card{display:flex;align-items:center;justify-content:space-between;gap:16px;background:linear-gradient(135deg,#0f4c81,#0b365c);color:#fff;border-radius:26px;padding:22px;margin-bottom:18px;box-shadow:var(--shadow)}
.deposit-card h3{font-size:clamp(22px,3vw,34px);letter-spacing:.02em;margin:4px 0;word-break:break-word}
.deposit-card p{margin:0;color:#dbeafe}
.deposit-card .eyebrow{color:#f6d365}
.deposit-card .btn-primary{background:#fff;color:#0f4c81}
.user-preview-panel{border:2px solid #bfdbfe;background:linear-gradient(135deg,#ffffff,#f8fbff)}
@media(max-width:720px){.deposit-form{grid-template-columns:1fr}.deposit-card{flex-direction:column;align-items:flex-start}.deposit-card .btn-primary{width:100%}}

.tag-list{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.tag-pill{display:inline-flex;align-items:center;border-radius:999px;background:#e0f2fe;color:#075985;font-size:12px;font-weight:950;padding:7px 10px}
.guide-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.guide-card{background:#f8fafc;border:1px solid var(--line);border-radius:18px;padding:15px}
.guide-card h3{margin:10px 0 8px;font-size:18px}
.guide-card h3 a{color:var(--blue);text-decoration:none}
.guide-card p{margin:0;color:var(--muted);font-weight:700;line-height:1.5}

.danger-zone{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px;padding:14px;border:1px dashed #fecaca;border-radius:18px;background:#fff7f7}
.tag-admin-list{display:grid;gap:10px;margin-top:14px}
.tag-edit-row{display:grid;grid-template-columns:minmax(160px,1fr) auto auto;gap:8px;align-items:center}
.compact-tags{margin-top:8px}
main.is-loading{opacity:.55;pointer-events:none;transition:opacity .15s ease}
.ajax-status{position:fixed;right:16px;bottom:16px;z-index:50;background:#0f172a;color:#fff;border-radius:999px;padding:10px 14px;font-weight:900;box-shadow:var(--shadow);display:none}
.ajax-status.show{display:block}
select[multiple]{min-height:112px}
@media(max-width:860px){
  .topbar,.container{max-width:100%}
  .section-head{align-items:flex-start;flex-direction:column}
  .loan-detail-grid,.calc-preview{grid-template-columns:repeat(2,minmax(0,1fr))}
  .tag-edit-row{grid-template-columns:1fr}
  .tag-edit-row button,.danger-zone form,.danger-zone button{width:100%}
}
@media(max-width:560px){
  body{font-size:15px}
  .container{padding:0 8px;margin-bottom:18px}
  .nav{grid-template-columns:1fr}
  .nav a,.btn-primary,.btn-secondary,.btn-success,button{width:100%;padding:12px 13px}
  .inline,.actions-row{display:grid;grid-template-columns:1fr;width:100%}
  .loan-detail-grid,.calc-preview,.guide-list{grid-template-columns:1fr}
  .hero-card h1{font-size:30px}
  .hero-points strong{font-size:28px}
  input,select,textarea{font-size:16px}
  .table-wrap{border-radius:14px;margin-left:-4px;margin-right:-4px}
  th,td{padding:10px}
}
.tag-edit-main{display:grid;grid-template-columns:minmax(160px,1fr) auto;gap:8px}
.tag-edit-row form{margin:0}
@media(max-width:860px){.tag-edit-main{grid-template-columns:1fr}}

/* Ajustes sin scroll horizontal y más responsive */
.table-wrap,.responsive-table{overflow:visible;border-radius:18px;border:1px solid var(--line);width:100%}
table{min-width:0!important;width:100%;table-layout:fixed}
th,td{word-break:break-word;overflow-wrap:anywhere}
td form,td .inline{max-width:100%}
.admin-main-grid{align-items:start}

@media(max-width:920px){
  .responsive-table{border:0}
  .responsive-table table,.responsive-table thead,.responsive-table tbody,.responsive-table th,.responsive-table td,.responsive-table tr{display:block;width:100%}
  .responsive-table thead{display:none}
  .responsive-table tr{background:#fff;border:1px solid var(--line);border-radius:18px;margin-bottom:12px;padding:12px;box-shadow:0 8px 22px rgba(15,23,42,.06)}
  .responsive-table td{border:0;border-bottom:1px solid #eef2f7;padding:10px 0;display:grid;grid-template-columns:minmax(110px,.42fr) minmax(0,1fr);gap:10px;align-items:start}
  .responsive-table td:last-child{border-bottom:0}
  .responsive-table td::before{content:attr(data-label);font-weight:950;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.06em}
  .deposit-form,.password-form{grid-template-columns:1fr!important}
}

@media(max-width:680px){
  .grid-2,.grid-3,.form-grid-2,.manage-grid,.edit-loan-grid{grid-template-columns:1fr!important}
  .responsive-table td{grid-template-columns:1fr}
  .responsive-table td::before{margin-bottom:2px}
  .loan-detail-grid,.calc-preview{grid-template-columns:1fr!important}
  .panel-card,.loan-card,.hero-card{padding:15px}
}

/* Usuarios y accesos: tarjetas responsivas sin columnas apretadas */
.users-list{display:grid;gap:14px;margin-top:16px}
.user-access-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:16px;box-shadow:0 10px 28px rgba(15,23,42,.06)}
.user-access-main{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin-bottom:14px}
.user-identity{display:flex;align-items:center;gap:12px;min-width:0}
.user-avatar{flex:0 0 44px;width:44px;height:44px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;font-weight:950;font-size:20px}
.user-identity h3{margin:0 0 3px;font-size:18px;line-height:1.15;overflow-wrap:anywhere}
.user-identity p{margin:0;color:var(--muted);font-weight:750;overflow-wrap:anywhere}
.user-badges{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:7px}
.user-access-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;align-items:stretch}
.user-action-card{display:grid;gap:9px;align-content:start;background:#f8fafc;border:1px solid #e2e8f0;border-radius:18px;padding:12px;margin:0;min-width:0}
.user-action-card label{font-size:13px;color:#475569}
.user-action-card input{min-width:0;height:46px;padding:11px 12px;border-radius:13px}
.user-controls{align-content:center}
.control-title{display:block;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.08em;font-weight:950}
.compact-btn{width:100%;min-height:44px;white-space:normal;line-height:1.15;padding:10px 12px!important;border-radius:14px!important;word-break:normal;overflow-wrap:normal}
.danger-user-card{background:#fff7f7;border-color:#fecaca}
.user-action-card .inline{display:grid;width:100%;gap:8px}

@media(max-width:1150px){
  .user-access-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:720px){
  .user-access-main{flex-direction:column;align-items:stretch}
  .user-badges{justify-content:flex-start}
  .user-access-grid{grid-template-columns:1fr}
  .user-access-card{padding:13px;border-radius:18px}
}
.points-badge{background:#e0f2fe;color:#075985}
.user-points-form{background:#f0f9ff;border-color:#bae6fd}
.tight-actions{gap:8px;margin-top:2px}
.tight-actions button{min-width:0}

/* Pagos enviados por usuarios: botones de revisión del admin */
.payments-table-wrap{overflow:visible}
.payments-admin-table{table-layout:fixed}
.payments-admin-table .pay-col-user{width:12.5%}
.payments-admin-table .pay-col-loan{width:10%}
.payments-admin-table .pay-col-shot{width:12%}
.payments-admin-table .pay-col-amount{width:12%}
.payments-admin-table .pay-col-note{width:12%}
.payments-admin-table .pay-col-date{width:11%}
.payments-admin-table .pay-col-status{width:10%}
.payments-admin-table .pay-col-review{width:20.5%}
.payment-actions-cell{padding:10px!important;word-break:normal!important;overflow-wrap:normal!important}
.payment-action-box{display:grid;gap:8px;min-width:0;max-width:260px}
.payment-review-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:0}
.payment-review-actions .review-decline{grid-column:1 / -1}
.payment-delete-action{margin:0;display:grid}
.review-btn{width:100%;min-width:0;border-radius:15px!important;padding:10px 12px!important;min-height:42px;font-size:14px;font-weight:950;line-height:1.15;white-space:normal;word-break:normal;overflow-wrap:normal;text-align:center;box-shadow:none!important}
.review-approve{background:#dcfce7!important;color:#166534!important}
.review-approve:hover{background:#bbf7d0!important}
.review-false,.review-delete{background:#ef4444!important;color:#fff!important}
.review-decline{background:#edf2f7!important;color:#0f172a!important}
.payment-reviewed{display:block;background:#f1f5f9;color:#475569;border-radius:14px;padding:10px 12px;font-weight:900;text-align:center}
.payment-status{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:6px 10px;font-weight:950;font-size:12px;background:#f1f5f9;color:#334155}
.payment-status-pendiente{background:#fef3c7;color:#92400e}
.payment-status-aprobado{background:#dcfce7;color:#166534}
.payment-status-rechazado{background:#fee2e2;color:#991b1b}
.payment-status-declinado{background:#e2e8f0;color:#334155}

@media(max-width:1020px){
  .payments-admin-table,.payments-admin-table thead,.payments-admin-table tbody,.payments-admin-table th,.payments-admin-table td,.payments-admin-table tr{display:block;width:100%}
  .payments-admin-table thead,.payments-admin-table colgroup{display:none}
  .payments-admin-table tr{background:#fff;border:1px solid var(--line);border-radius:18px;margin-bottom:12px;padding:12px;box-shadow:0 8px 22px rgba(15,23,42,.06)}
  .payments-admin-table td{border:0;border-bottom:1px solid #eef2f7;padding:10px 0!important;display:grid;grid-template-columns:minmax(120px,.35fr) minmax(0,1fr);gap:10px;align-items:start}
  .payments-admin-table td:last-child{border-bottom:0}
  .payments-admin-table td::before{content:attr(data-label);font-weight:950;color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.06em}
  .payment-action-box{max-width:100%}
}
@media(max-width:560px){
  .payments-admin-table td{grid-template-columns:1fr}
  .payment-review-actions{grid-template-columns:1fr}
  .payment-review-actions .review-decline{grid-column:auto}
}